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Short Sale Specialist
Devona Garrigus / DRE# 01844441

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Certified Foreclosure Agent &
Short Sale Specialists/REALTOR
in Banning, California 92220

Short Sale Your Home in Banning, CA
Call Us now at: (951) 490-3683
Or Email Us:

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Should I Short Sale My House?? - Banning CA Short Sales

Short sales in Banning CA are more and more prolific these days. A considerable percentage of the Banning market is short sales. Inventory changes every month, but 60 to 70% of the homes can be defined as a short pay, or distressed short sale houses. So if you are asking "how do I short sell my house in Banning", you have come to the right place. We are Banning Short Sale Agents, and we can help you negotiate a lower amount than you owe, negotiate with the bank, and sell that upside-down property.

What is a Negotiator/ Banning Short Sell Agent?

We know how to read current Banning house listings and Banning listings to determine the best price to offer your mortgage lender to ensure an acceptance. Banks do not want to foreclose because a foreclosure sale can cost them up to $50,000 and more! Per property! When the bank forecloses, the home becomes bank-owned, or real estate owned. At that point the house is the responsibility of the bank- upkeep, vandalism, utilities, anything that can cost the bank money or time. Not to mention there are many Banning home listings for the bank to compete with when attempting a sale.

If you want to know how to short sale your house in Banning CA (short pay my house), we are Certified Foreclosure Agent & Short Sale Specialists, Banning Short Sell Agents, and we can help you. Get help from an expert specialist who knows how to process a short sale, and knows the effects on your financial health and credit.

Call or Email Us Today:

951-490-3683 or GarrigusRealEstate@yahoo.com

Real Estate Service in the City of Banning, California

Garrigus Real Estate
Certified Foreclosure Agent & Short Sale Specialists
Coldwell Banker Kivett-Teeters Associates
951-490-3683 Direct
GarrigusRealEstate@yahoo.com
DRE License # 01844441

Click Here for Active Foreclosure Listings for Banning CA

Click Here for Active Short Sale Listings for Banning CA




Banning, California

Banning in Riverside County, California, is situated in the San Gorgonio Pass, also known as Banning Pass. It is named for Phineas Banning, stagecoach line owner and the "Father of the Port of Los Angeles."

Banning has a western neighbor, the city of Beaumont, which shares geographic and regional features. Beaumont has been rapidly growing in size and population since the 1980s. Both Banning and Beaumont are about 100 miles east of downtown Los Angeles and 25 miles west of Palm Springs, each connected by freeway and railroad.

City-owned Banning Municipal Airport, (FAA designator: BNG), has a 5,200-foot (1,600 m) runway. San Gorgonio Memorial Hospital is a General Acute Care Hospital in Banning with Basic Emergency Services as of 2005.

History

The area, up to the mid-19th century, was inhabited by the Cahuilla people, though the region around Banning was originally Maringayam (Serrano), and the Cahuilla expanded into the pass only in historic times. In 1824 it became part of the Mission San Gabriel Arcangel, and then the Rancho San Gorgonio. The first Anglo to settle in the area was Dr. Isaac Smith in 1853. In 1863 a smallpox epidemic further diminished the Cahuilla. The government created Indian reservations for the Cahuilla in 1877.

The first stagecoach line came through in 1862, and the railroad followed in 1876. U.S. Route 99 was built in 1923, followed by U.S. Route 60/70 in 1936, and subsequently Interstate 10. The Southern Pacific (later purchased by Union Pacific) railroad, laid down in 1881, was a major contributor to the area's growth.

Banning borders the Morongo Indian Reservation, home to the Morongo Band of Cahuilla (Mission) Indians. Relations with reservation residents have been stressed by such actions as disputes over water rights. See Dorothy Ramon's book (published 2000) "Always Believe" for a Maringayam's views on Banning and reservation life.

Banning is named after famed L.A. entrepreneur Phinneas Banning, yet he never set foot in the city, nor anywhere in the San Gorgonio Pass area. Between the years 1880 and 1980, it was the largest city in year-round population between Redlands and the Colorado River.

The early western poet and author Henry Herbert Knibbs lived his last years in Banning.

Geography

According to the United States Census Bureau, the city has a total area of 23.0 square miles (59.7 kmē), all of it land.

The city's elevation is approximately 2,600 feet (790 m) above sea level, which gives it a cooler climate in contrast to the county seat Riverside at 800 feet (240 m) above sea level and definitely the Coachella Valley of the Colorado Desert to the east.

Public Safety

Banning has had its own police force since shortly after its 1912 incorporation, and for many years also had a regional station of the Riverside County Sheriff's Department (which has moved eastward to neighboring Cabazon). The Beaumont, Palm Springs, Cathedral City, and Desert Hot Springs Police Departments also provide assistance in a major emergency, as well as the California Highway Patrol out of the Beaumont regional station.

Like its western neighbor, Beaumont, Banning disbanded its fire department in 2000 and now contracts for fire protection and emergency medical services (EMS) with the Riverside County Fire Department through a cooperative agreement with the California Department of Forestry and Fire Protection (Cal Fire).

Politics

In the state legislature Banning is located in the 37th Senate District, represented by Republican John J. Benoit, and in the 65th Assembly District, represented by Republican Paul Cook. Federally, Banning is located in California's 41st congressional district, which has a Cook PVI of R +9 and is represented by Republican Jerry Lewis.

City of Banning is proposing to raise funds to offset the deficit. Measure L would double the Transient Occupancy Tax from 6% to 12%.

Local Economy

Education

The city is served by the Banning Unified School District and nearby Beaumont has the Beaumont Unified School District, both districts serve the area.

Schools in the Banning USD:

Banning High School

Cabazon Elementary

Central Elementary

Coombs Intermediate

Hemmerling Elementary

Hoffer Elementary

New Horizons High (Independent Studies)

Nicolet Middle

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IMPORTANT DISCLOSURE in compliance with the FEDERAL TRADE COMMISSION ("FTC") MORTGAGE ASSISTANCE RELIEF SERVICE ("MARS"): Before using this service, consider the following information - Coldwell Banker Kivett-Teeters Associates are not associated with the government and our services are not approved by the government. Seller acknowledges that the Broker/Agent is not qualified to provide financial, legal or tax advice regarding short sale transactions. Therefore, the seller is advised to obtain professional tax advice and consult independent legal counsel immediately regarding the tax implications and advisability of entering into a short sale agreement with their lender/servicer. If you stop paying your mortgage, you could lose your home and damage your credit rating.


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